Golden InfoNuggets - NOV - CRE, Finance, Business, Tech, Blockchain and AI

NOTE:  Blog has been suspended as focus is now on Group.ProsperSystems.biz - join, learn and prosper!

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BUSINESS, COMMERCIAL REAL ESTATE, FINANCE and TECH GOLDEN INFONUGGETS

We use a powerful method of sharing - post #GoldenInfoNuggets on Social Media multiple times daily or in regular emails (every 5-15 days).  We’ve been sharing the essence of articles and a few powerful comments regularly.* 

Commercial Real Estate, Finance and Business

Matthew Ross (12 years - real estate) for noting EquityMultiple's "CRE CAPITAL STACK WORKINGS - in #CRE transactions, the difference between #equity, #preferred equity, #mezzanine #debt and #senior debt can confuse even savvy #investors, with multiple tranches, arranged in complex waterfall payment structures and return hurdles.  The four components of the capital stack you're most likely to encounter (FINANCEoptions.biz #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #AI #IoT #Blockchain #DataScience #NaturalResources #SubscriptionConsulting (#CaaS); edited - Lnkd.in/dAwriSS):

• Senior Debt secured by a mortgage or deed of trust on the property itself

• Mezzanine Debt sits below the senior debt in order of payment priority. 

• Preferred Equity is perhaps the hardest portion of the capital stack to speak about generally - it's very flexible. 

• Common Equity is the riskiest BUT most profitable portion of the real estate capital stack. 

Other qualitative and quantitative factors include:

• #Capitalization Rates

• #Market

• Business #Plan

The Capital Stack and Your #Portfolio - understanding the different investment structures across the capital stack is critical to making real estate part of your portfolio." 

See additional education pieces.  Lnkd.in/dveHwXx


The News Funnel for noting CBRE's "#CRE #LENDING INCREASES in 2019Q3 (FINANCEoptions.biz #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #AI #IoT #Blockchain #DataScience #MachineLearning #DeepLearning #Mining #NaturalResources #SubscriptionConsulting (#CaaS); edited - Bit.ly/2r3B41Y):

• CRE lending activity remains positive according CBRE Lending Momentum Index, which tracks the pace of commercial loan closings in the US, reached a value of 264 in Sept 2019, up 8.2% from June’s close, 5% YoY.

• Lending activity remains positive, following the Fed's steps to calm financial markets’ [unfounded] concerns over sluggish global economic growth and ongoing trade disputes, with 3 interest rate cuts since Q2.

• 'Underwriting on loans tracked by CBRE became more aggressive in Q3, marked by declines in underwritten cap rates and debt yields. 

• The percentage of loans carrying either partial or full interest-only terms rose to 67.9%, a new high.'

• CBRE’s lender survey indicates that life companies and alternative lenders (includes REITs, finance companies & debt funds) had another strong quarter. While banks’ market share declined slightly, CMBS lenders’ share rose."  Lnkd.in/eA_qDBD

Commercial Property Executive's "PLANNING for PARKING, SOLVING A DEVELOPMENT DILEMMA (FINANCEoptions.biz #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/dDsEJqY): 

• #Stacked Parking, being used in cities like San Francisco, New York City, and growing.  It allows 3-4x (or more) cars per SqFt, at a fraction of the cost of traditional parking, and allowing more rentable space.

• Cities NOT #Mandating Parking, when within a walkable, transit-oriented development.  

• Great news for the developer, and we will likely see stringent parking requirements shrink or be eliminated for projects over the next decade or so.

• Other Strategies: remote parking with a valet; shuttle service from a shared parking lot nearby; other creativity, strategically thought-out and executed."  Lnkd.in/dDsEJqY

McKinsey Global Institute.  "TACKLING #BIAS in #AI (and in #HUMANS) (FINANCEoptions.biz #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #IoT; edited - Lnkd.in/emqeVYw):  

• AI can help reduce bias, but it can also bake in and scale bias

1. VCs are being pulled apart in 360 degrees2. VCs have to say no all the time, and it wears them down3. Being treated like an authority figure instead of an equal" Lnkd.in/emZQBwi

• Six potential ways forward in AI systems:
• Underlying data are often the source of bias
• In order to minimize bias, how do we define and measure fairness?
• Early technical progress is underway, but much more is needed
• Human judgment is still needed to ensure AI supported decision making is fair
• As we raise the bar for automated decision making, can we also hold human decision making to a higher standard?

1. Be aware of the contexts in which AI can help correct for bias plus a high risk that AI could exacerbate bias. 
2. Establish processes and practices to test for and mitigate bias. 
3. Engage in fact-based conversations about potential biases. 
4. Fully explore how humans and machines can work best together
5. Invest more in bias research, make more data available for research, and adopt a multidisciplinary approach.
6. Invest more in diversifying the AI field itself."  Lnkd.in/dvXVeWX

Bisnow - "#ALTERNATIVE #LENDER GROWTH - great to see summaries from conferences, since travel and expenses are 'muy caros!'  (FINANCEoptions.biz #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/epFQ3pr):   

• "Over the past two years, a slew of equity investors and developers have moved into the lending game, looking to capitalize on greater caution from banks as the cycle has kept going.
• '.... debt returns are better [than equity].' —ACORE Capital
• Plenty of big developers have started lending, zeroing in on a gap in the market.
• 'There were a lot of banks that couldn’t handle the [siza] loans,' —Silverstein Properties
• Many of the players breaking into debt have a wealth of experience.  JLL New York thinks equity players and developers are still prudent in what they are financing, just less restricted than banks."  Lnkd.in/enT7rTw

NFX.  "NON-OBVIOUS #TIPS on #PITCHING [ANYTHING #FINANCIAL (FINANCEoptions.biz for #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #AI #IoT #Blockchain #DataScience #MachineLearning #DeepLearning #Mining #NaturalResources #SubscriptionConsulting(#CaaS); edited - Lnkd.in/eVNupSf]:

• Include numbers in your sentences
• Pitching is a full body experience
• Diagrams communicate 10x more
• Jump to the screen and [use pointer]
• Send your Company Brief ahead of time
• Get there [30-45] minutes early
• Position well in front of the key audience members
• Don't talk about your passion - show it
• Look the part
• Bring a pen and take notes
• Only bring your best presenters
• Make a deck specific to every VC
• Spend 1/3 presenting, 2/3 asking questions
• The goal is learning, not closing
• Know when you're improving or not
• Understand VC Psychology:

Max Ball for Forbes' "FUTURE #TECH in #CRE TRANSACTION PROCESSES - Successful executives from "Forbes Real Estate Council" share firsthand tips & insights (FINANCEoptions.biz #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #AI #IoT #Blockchain #DataScience #MachineLearning #DeepLearning #Mining #NaturalResources #SubscriptionConsulting (#CaaS); edited; Lnkd.in/ebg4JnZ):

• Reimagine the #Title Transfer Process - such as #Blockchain.
• Enhance #Transaction Velocity - and simplify the acquisition and disposition processes, creating a demand for educated practitioners and intermediaries 
• Faster #Closings - #VR before construction even begins, plus many more mobile apps and tools that facilitate the day-to-day activities of agents.
• Streamlined #Contracts - and the aggressive commission reductions will make many brokers become obsolete [unless they keep up with the tech].
• Greater #Transparency - #pricing assets and #decision making.  Lnkd.in/edk2Dq5
• #Smartphone Decision Making - but moving away from human interaction in favor of digital can hurt #relationships [so put in the extra effort to interact, and use #VIDEO]. 
• More #OnDemand - #coworking, #coliving and utilizing spaces for short periods for specific purposes. 
• Increased #Automation - the processes to create a #transaction, with several then and a well-integrated approach [such as #CRECollaborative's well-#Designed, #Integrated #Broker / #Investor / #Developer / #Lender / #ServiceProfessional #Platform.  #FREE ACCESS: Lnkd.in/dedFk_p]. 
• #Human Element - in this a #relational business and people deal with people they #know and #trust."   Lnkd.in/eAcZDYm

Commercial Real Estate, Technology, Blockchain & AI

Aidan McConnell (6 years - real estate, data science). "THREE CONSTRUCTION TRENDS (FINANCEoptions.biz #CRE #AI #IoT #Blockchain #NaturalResources #Technology #Analysis #Business #Data #Startup #FinTech #PropTech #Research #Expansion #Investment #SmallBusiness #STEM; edited - Lnkd.in/erfi7rB):

• "High-Rise #Wood Construction, such as cross-laminated timber (#CLT) and glued laminated timber (#glulam) techniques, which transform wood material into slow-#burning, self-#extinguishing support structures that can be used in place of steel or concrete elements.

• A Safer Construction Environment with #AI to improve security and identify potential problems, such as employees wearing insufficient safety gear or machinery that has been left unattended.

• Investing for Modern Methods.  New construction methods come with potentially higher risks.  But  there is specific #Finance for projects using alternative materials ranging from #modular construction to #insulated concrete form (ICF)."  Lnkd.in/eR25phu

CRETech. "VENTURE CAPITAL INVESTMENT in CONSTRUCTION TECH (FINANCEoptions.biz #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/eetUYQV):

Capital Driving the #ConTech Movement - ao Sept 2019, active investments include:

• LocateAI, Zesty.ai, Idevelop.city
• PlanGrid, Rhumbix and Fieldwire
• StructionSite, Kanler and Builk
• Airbnb, Handle and Tenderd
• Construction Robotics and IOTAS.

Construction Technology Sectors

• Productivity Platforms, such as #BIM and #CAD Software, i.e: Procore Technologies, Autodesk, PlanGrid, Rhumbix and Disperse

• Construction & Engineering, such as View

• Modular & Prefabrication

1. Commercial / Multi-Family, include: Katerra, FullStack Modular and Rize Modular
2. Residential Housing, include: Plant Prefab and Blokable

• Other Construction Technologies, such as:

1. #Drones
2. #Autonomous equipment
3. #3Dprinting [note that Saudi Arabia's goal is 25%+ buildings are 3D printed]
4. #AR and #VR

• Construction Technology Venture Growth - the future of construction technology looks bright" Lnkd.in/e6HABkZ

Our Business Ladder. "MULTI-#BUSINESS #MANAGEMENT  [We have engaged too many #entrepreneurs managing too many #ventures, acting like a computer/mobile with too many processes going - slow response or full stop.  Some solutions follow, mainly #Document, #Delegate, #Decide (quickly), #Dispose (noise) & #Demand (action).] (FINANCEoptions.biz #Business #Technology #Analysis #AEC #CRE #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/gRhHvK3):  

• 
  DOCUMENT!
• Don't #micromanage or #Losefocus
• Hire a Killer #Team
• Demand Weekly #Reports from Team
• Use the Same Physical Location to Run Multiple Businesses
• Bring the Processes of the Multiple Businesses Together
• Prioritize Tasks That Needs Your Attention
• Try Not To Worry About The Small Stuff
• Bring in Experts to Handle Certain Aspects of Your Businesses [or have experts on retainer such as #SubscriptionConsulting (#CaaS Lnkd.in/eh9r7Ma).]"  Lnkd.in/eVshqfh

Adam Danyal (15 years - tech).  "WIND TURBINE WORKS FROM ANY DIRECTION"  #VAWT (vertical axis) is superior to #HAWT (horizontal wind turbine). (#NaturalResources #Technology #Analysis FinanceOptions.biz #CRE #Business #Data #Startup #FinTech #PropTech #Research #Expansion #Investment #SmallBusiness #STEM #AI #IoT #DataScience - Video Lnkd.in/eHWSW78): 

• More KW per sqft of required footprint, safety and visual appeal; 

• Less cost/sqft, zoning/ordinance restrictions, maintenance and other life cycle costs; 

• Works at lower wind speeds from any direction;

• Greatly reduced danger to birds, drones and small planes;

• Large-capacity VAWT tech has been around for a decade, just needs implementing at scale."  Lnkd.in/eut_7Jp 

Voncelle Volté re 

BisNow.  RETAILER SALVATION - not much conventional #CEOs or #CRE #landlords can do to #salvage the failing #retail model - needs to be #changed #internally with the Prosper Systems Retail Salvage Plan (FINANCEoptions.biz #Opportunities #Analysis #Business #Data #Startup #FinTech #PropTech #Research #Expansion #Investment #SmallBusiness #STEM #AI #IoT #Blockchain; edited - Lnkd.in/e3jiQR2):

• Top-notch #service;

• Creating superior #technology for both the #customer and to help the #associates deliver well;

• Selling from EVERY online #source available - sell it at retail;

• The #smarter the products for sale, the smarter sales and support need to be - #retraining

#Seniors would rather have a #HighTouch, competent and friendly associate take care of their needs, from looking, surfing, buying, accepting and returns.  Online #search engines can be confusing or useless.

Use the same real estate for #warehousing, and more #services and higher-tech customer service people in a smaller, but compelling service / #showcase area.  

Landlords will need to adjust, allow and perhaps #facilitate.  Lnkd.in/eSqnT-n


Mike Maroon (40-years - real estate) and NREI for inspiring PREPPING CRE #CANNABIS PRODUCTION. It has been controversial here in Colorado, but we love the income. (FINANCEoptions.biz for #CRE #Technology #AI #IoT #Blockchain #Analysis #Business #Data #Startup #FinTech #PropTech #Expansion #Investment #SmallBusiness #STEM #DataScience.  #AEC #Lending #Consulting (#CaaS); edited - Lnkd.in/e3qTt8V)

• Industrial is hot, and there's much space becoming available from poor-service retailers.  

• To produce #income while waiting on approvals, grow other crops - such as hemp and year-round produce production in warm and cold climates.  

• Research #VerticalFarming, to see the pros, cons, tips and solid advice, from Farmers, Off-Grid experts and Ag schools.

• It is a #challenge, but great learning, to grow leafy greens in prep for MJ.

• MAKE SURE there will be a large market, since for produce, grocery chains are wary of crops grown in cold climates.  

• Another model is Go Green AgricultureLinkedin.com/company/go-green-agriculture.

• First post censored by LinkedIn - reposted Lnkd.in/eBVE9hn

Much more from earlier and originals at our LinkedIn Posts

Please email the links to your related articles to Articles@ProsperSystems.biz - especially the following headline, the subject of our deepening research.  We'll share them as #GoldenInfoNuggets for our followers, and notify you when we do, so you can re-share and re-mind your followers of your content. 

PROSPER SYSTEMS, LLC (.biz) • Kenton H Johnson (.com), Founding Member

LinkedIn • LinkedIn Company Page • Twitter

USA 302KentonJ (GoogleVoice 302-536-8665 to mobile and Hangouts)

​BRIEF • INFOportal​​ • TEAM Resume • Referral Income Schedule • Calendar

Buying and Selling Interests • Subscription Consulting​ • Project Services

NOTE:  We do ANALYSIS of Real Estate LEASEES, FINANCING, PROPERTIES, BUSINESSES and STARTUPS, and 

Prepare then Refer to the FINANCE OPTIONS

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*GOLDEN INFONUGGETS are: 

• Quickly consumed, memorable and powerful
• Linked to the source for much-deeper information
• Edited and summarized showing understanding and thought leadership
• Mainly shared content from professionals in Commercial Real Estate, Business Consulting, and Thought and Executive Leadership
• When authors truly engage on LinkedIn (personal), they are shared on Twitter and LinkedIn (company), then aggregated, at least monthly, on this Blog, as a LinkedIn article, The News Funnel, CRE Collaborative Blog, up to 33 Linkedin Groups, and our GoogleGroup InfoPortal with a total of 2,600,000 followers.
• Posted originally on LinkedIn at LinkedInGoldenInfoNuggets.ProsperSystems.biz.

Of those who we've shared, the savvy ones Comment or Share these #GoldenInfoNuggets as additional exposure, as well as serve the community and remind their followers of their wisdom.

Golden InfoNuggets - OCT - CRE, Finance, Business, Tech, Blockchain and AI

BUSINESS, COMMERCIAL REAL ESTATE, FINANCE and TECH GOLDEN INFONUGGETS

We use a powerful method of sharing - post #GoldenInfoNuggets on Social Media multiple times daily or in regular emails (every 5-15 days).  We’ve been sharing the essence of articles and a few powerful comments regularly.* 

Commercial Real Estate, Finance and Business

LOAN SUBMITTAL TIPS (#CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/dpxAQUA):

• Prior to submitting a commercial loan request, due diligence is required including:

1. [1-2 page #Overview Lnkd.in/dpHygYf - abbreviated #ExecutiveSummary,
2. Strong #ManagementTeam and descriptions, with online, professional #profiles, such as LinkedIn,
3. Collateral #evaluations],
4. Comprehensive #BusinessPlan [with strong #ExecutiveSummary],
5. Financial #ProForma[s],
6. #Exit strategy.

• Surrounding the #purchase, #acquisition or #development of a CRE venture, to secure a favorable lending decision, financiers and private equity lenders require [superior] verbal, professionally-written, correspondence and discussion(s).

• If the #borrower is a business entity, no matter the size of the organization, this entity needs a developed #website, which gives “validity” to the organization and lends itself to further credence of the business plan."

• See the many #FinanceOptions.biz on which we #Consult (#CaaS).  LUCEV Finance Post

Franco Faraudo (11 years - real estate) of PropModo for "#TECHNOLOGY MAKING CITIES MORE #AFFORDABLE (#CRE #Analysis #FinanceOptions #AEC #Business #Data #FinTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/eN5--pH):

• Even for decently-paid professionals, living space expense is growing faster than wages.

• #PropTech can help make our space more efficient, more profitable and therefore more affordable. 

• Almost all of it revolves around #new-#construction #techniques

• Governments are insisting that every landlord should have low-income units as part of their mix, especially in the heart of metro areas, but require special tenant qualification and management.

• New software tools, incorporated in conventional property management systems, can collect, verify and communicate renter info to the various agencies that need it.  Lnkd.in/ed-GfyP

• There are applications and devices To create better living situations for tenants, and have the potential to give more options to renters that use them and can end up saving them time and money.

• #CoLiving is a big innovation - private living quarters but shared common spaces like kitchens and living rooms.

• Offering #FinancialServices products help properties expand their applicant pools and sign leases faster, and protection for properties.

• [#CoWorking space within the CoLiving mix can also help - reducing the need for an extra space in each unit for home office or telecommuting. Shared high-speed Internet, vehicles, other transport, roof-top and vertical gardens, etc also helps.]  Lnkd.in/egSKNy5

Black Collie Capital.  #SECURING #FINANCING for #MIDDLEMARKET #CRE DEVELOPMENT - #TIPS (#Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/eVWxUrS):

• Real Estate Finance and The Middle Market (transaction price of approximately $2M to $50M):

1. Middle Market Demand and Opportunity (see graph);
2. Where To Seek Funding.

• Loan Terms

• Consider Debt & Equity Structured Finance:

1. #Bridge Loan;
2. #Mezzanine Financing;
3. #PreferredEquity;
4. #Junior Debt;
5. #Convertible Debt;
6. #Participating Debt [includes Profit Sharing].

• Don't Pass Over the #Legal Details:

1. Mortgage and deed of trust;
2. Promissory notes;
3. Assignment of Leases;
4. Uniform Commercial Code (UCC) financing document;
5. Environmental indemnity agreement;
6. Subordination, non-disturbance, and attornment agreement (SNDA);
7. Estoppel certificate;
8. Loan guaranty."   

• More #FinanceOptions.biz on which we #Consult (#CaaS).  Lnkd.in/ecsnnXc

Crunchbase News.  "PRIVATE EQUITY vs VENTURE CAPITAL - while the two are set up similarly and aim for similar outcomes, the way they operate is different (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM  #Consulting (#CaaS); edited - Lnkd.in/eDG_hu6):   

• #VentureCapital: Move Fast, Break Things and Make A Lot Of Money.  A #VC firm invests early in a company’s life, and gives it the critical capital it needs to start and (focuses on) grow.  Sometimes at the expense of profitability, they’re tend to invest in companies with high growth potential, and direct companies to grow quickly, if not always sustainably. Venture capitalists are playing the long game, investing early in companies that could one day could deliver huge returns.

• The money in a VC firm’s fund comes from its limited partners, which, depending on the size and setup of the fund, can include high net worth individuals, their family offices and institutional investors like charitable or university endowments, pension funds, fund-of-funds, and other money management firms. General partners manage the firm, and often make an investment in their funds as well."  Lnkd.in/eyVGDQu

• #PrivateEquity: Steady As They Go.  #PE firms focus on more-established businesses that need a capital boost and reorganization so that they can be sold at a profit.  It's seen as less risky than venture capital, because they're investing in a company that’s already established some business fundamentals — not two founders with a laptop and a dream - and will often take a larger stake in companies.

• ['Sources of private equity funding include private equity funds, subordinated debt holders, and investment banks. In most cases, the equity fraction is comprised of a combination of all these sources.'  —Lnkd.in/d-FZqvy] 

• The lines of private equity and venture capital are becoming increasingly blurred."  Lnkd.in/d5j5Ftj

National Real Estate Investor.  "BED BATH & BEYOND - TEMPORARY TURBULENCE or MORE SERIOUS CHALLENGES" (#FinanceOptions #CRE #Technology #Analysis #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #Consulting (#CaaS); edited - Lnkd.in/e6n5Gg8): 

• BB&B needs to follow the "retail salvation formula," which at least my store in Highlands ranch CO is close; 

• Be the GO-TO PLACE for their type of products - provide very-personal service, access to every online source (at retail prices), make money and a decent living;

• Helps technophobes and busy people;

• For online purchases - in-store exchanges and inspection before talking home;

• Use same real estate for warehousing and more services and higher-tech customer service people in a smaller front.  Lnkd.in/eK_d_Nc

Arturo Ferm Aguilar (18 years - real estate).  NEW HOTEL DEVELOPMENTS in CANCUN, MEXICO CITY and PUERTO VALLARTA (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM.  #AEC #Lending #Consulting (#CaaS); edited - Bit.ly/2MozfF3):

• Time to look at Mexico for #CRE #development.

• By Murano, which also plans another hotel in #MexicoCity and a marina in #PuertoVallarta.

• "#Mexican Gov't says 'From January to August 2019, 29.8M international tourists arrived in Mexico, 7.6% more than in 2018, with an expenditure of US$17.15M, 12.3% higher than last year.'

• #Cancun construction alone will generate 7,500 direct jobs, and during the operation of 12,000 direct and indirect jobs, totaling of 20,000 life of the project.

• Another project of the developer Murano is the conversion into a complex 'of artistic value cataloged by the National Institute of Fine Arts (INBA) and the Ministry of Urban Development and Housing (Seduvi), which was designed by the Spanish architect José Luis Benlliure.'"

• See more stats in article.   Lnkd.in/eiEMf_6

BisNow. "CRE: REASONS for HOPE and SAFE PLACES (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/ezvPchp):  

• [Ignore negative hype supporting partisan, US destroyers.  Making GOOD decisions about all aspects of CRE transactions is ALWAYS smart in ANY market stage. ].

• Industrial could be one of the sectors that floats above whatever economic troubles eventually develop.

• Logistics has become the major driver of the industrial sector’s recent expansion.

• It is definitely a complex environment with a certain degree of uncertainty. 

• So far the amount of serious disruption has been minimal.

• It is definitely a complex environment with a certain degree of uncertainty. 

• Make sure they are paying attention to the fundamentals market-by-market as some smaller cities, such as Minneapolis and Nashville, consistently outperform the national average, and should remain solid investments.

• Lock in current tenants to long-term deals that will outlast any downturn, even if it means offering discounts."  Lnkd.in/eWPjnMk

PropModo. "THE FUTURE of REAL ESTATE SERVICE FIRMS. Tech's 2 big-picture views - (1) Breadth - more and more novel tech ideas to solve unique challenges; (2) Depth - multiple solutions to challenges, attempting to increase overall efficiency
(#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited):

• Depth developments make the news, increasing direct competition between tech firms as well as their partner organizations, generally reach an equilibrium between the main providers.

• Disruptive advancements to the mix, throw off the equilibrium.

• Colliers is working the "Breadth" with its new PropTech Accelerator  run in partnership with TechStars, 'as a tool that can move our industry forward.'

• Outlets, including PropModo, have written about the perception that middlemen and transactional advisors such as brokerages should fear tech development, so make sure we can leverage up-and-coming technologies internally and externally.

• Colliers is sticking with core competencies while setting tech investment as a priority. Others, such as JLL have joined in as well."  Lnkd.in/eCgYVy9

Knight Frank Singapore.  "ACTIVE CAPITAL 2019 - Last year, the global investment community was gearing up for recession, but now central banks are dovish and economic growth expectations start to ease, YET capital remains as abundant! #CRE yields remain compelling, BUT investors must adopt strategies that reflect extension to the cycle (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/f_CcH_D):

• Five Themes - shaping the next phase of global CRE investment

• Extra Time - assessing the #risk for #investors posed by prolonged economic #cycles

• Capital Gravity - determining the next overseas destinations for capital investment

• Changing Capital Allocations - how private equity allocations are moving between different sectors

• Changing Face Of Real Estate - investors are rethinking how retail spaces can be reinvented to bolster returns 

• The New Core - pricing and supply across #CBDs are pushing investors towards #fringe-of-core

• #Nownership - rethinking the owner-occupier model; new #opportunities for investment

• Data Revolution - data capture and use is creating opportunities and #challenges alike."  Lnkd.in/estgJsP

Commercial Loan Software's oldie-goodie "10 SMART COMMERCIAL LOAN TIPS (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #Startup #FinTech #PropTech #Research #Expansion #Investment #SmallBusiness #STEM #Consulting (#CaaS); edited - Lnkd.in/ex9t295):

• Instead of calling random commercial mortgage companies for your commercial real estate loan, focus your phone calls on commercial banks.

• Don't forget about credit unions.

• Use local lenders.

• You can find all of the banks and credit unions located close to your commercial property by merely plotting your property on maps.google.com.

• If you are trying to buy a commercial property, and you don't qualify for an SBA loan, you are about to discover that you have a problem.

• Check preferred equity investments from #Blackburne&Sons (Lnkd.in/eRKMSkx).

• What if you have a $2M balloon payment coming due on your commercial property, but the bank will only lend you $1.6M? 

• If you are in the commercial loan business, make sure you are building your list of referral contacts every day.

• Don't give up on your commercial mortgage newsletters too soon.

• Close 3 times more commercial loans by NOT making the 67+ different mistakes."  Lnkd.in/eKVmsps

Business Insider.  #WEWORK #BAILOUT will make MANY nervous #OfficeBuilding #owners and WeWork #customers happy (#FinanceOptions #CRE #Technology #Analysis #Business #Data #Startup #FinTech #PropTech #Research #Expansion #Investment #SmallBusiness #STEM. #AEC #Lending #Consulting (#CaaS); edited - Lnkd.in/ecvARdK):

• "#SoftBank to own 80% of WeWork, 

• #Neumann steps down [with $1.7B],

• SoftBank invested billions [a total more than the company is currently worth]."

• Lesson:  best NOT to put so many "eggs in one basket."  

• Don't worry about WeWork - they have a whole, unsuspecting world to conquer.  Lnkd.in/eYxcZR3

OpportunityDB.  "HOW POOREST US ZIP CODE'S ATTRACTING OPPORTUNITY ZONE CAPITAL (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/eDe7x2u):

• Hear #tips for CRE developers seeking support from municipalities and capital from investors — and THE IMPORTANCE of HAVING a #PROFORMA

• Erie PA’s #OpportunityZone Investment Prospectus enabled them to become a model for municipality-led OZ investment.

• Proactive approach and bringing investable, shovel-ready #deals to market gave Erie a leg-up on getting designated and developed.

• EDDC’s downtown project to develop retail and a food hall to address Erie’s status as a food desert.

• CRE development in Opportunity Zones is to significantly increase the tax base for municipalities — improving local public schools, infrastructure and other key, social services.

• Local anchor institutions — corporations, universities, community foundations — important to securing #capital re-wired to flow back into local communities." Lnkd.in/eUi3py2

• Another recent article, from Detroit:  Lnkd.in/gWTdS5U

Commercial Property Executive.  "WHICH CRE ASSET CLASS HAS the EDGE.  Experts and investors at Europe’s largest real estate conference made the case for their favorite US property categories (#CRE #Analysis #FinanceOptions #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/e3k9uhG):

• 'In 10 years, the value of #industrial in the U.S. has tripled.' —Principal Real Estate 

• '#Apartments offer compelling investment opportunity over the long term because of four primary factors: return profile, liquidity, cash flow and stability.'  —Bell Partners

• 'If you are to venture into the #office sector … you want to be near transport, leisure activities, near housing and if possible, near a university campus.'  —Metzler Real Estate 

• #Technology, #advertising, #media and #information are the four main #industries that are helping Midtown Manhattan transition from a linear market to a more diversified, multi-dimensional one. —Rockwood Capital  Lnkd.in/eqv4jt5

Violet PR.  "PR TO #GROW YOUR CRE COMPANY (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/ewWQKe9):

• Create and share #videos: to generate 12 times the amount of “shares” on social media than text and images do combined, and there's much better recall. Great #stats.

• #Blog frequently: a crucial asset for CRE companies in 2020. A blog can be used to share CRE market #knowledge and #expertise, creating “thought leadership” with unique, creative solutions. The LinkedIn platform is straight-forward and ranks high in #SEO.

• Interactive #SocialMedia:  #engagement-focused to target audiences, as a series of interactive posts. [ENGAGEMENT is important, but severely lacking in most posters - DON'T WASTE your exposure!] See quick stats.

• Enlist #influencers: prominent social media users capable of guiding public perception to attract new audiences and retailers to their properties, businesses and generate brand awareness.

• Prioritize #PR: anytime you see, hear or read about a specific CRE company or development, it’s usually a result of a PR effort."  Lnkd.in/eAKYDdJ

Ari Rastegar (10 years - real estate). "WHY INVESTORS LIKE AUSTIN TX to COMPOUND CRE #ROI (#FinanceOptions #CRE #Technology #Analysis #Business #Data #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/ey777u7):

• #Market and #Population #Growth - steady, diverse, talented

• #Industry Growth - major companies moving here.  [Some communities are accelerating existing companies, saving tax incentives.]

• Quality #Education - primary and secondary, with in-demand jobs and internships for students.  [Building one's a relevant resume prior to graduation from college/training is a major career enhancer.]

• #Commercial vs #Residential - reasonably-priced SFD, multi and myriad other rentals for people and businesses.  [#CoWorking is big, but given WeWork's condition, focusing on stable renters of all kinds is the better ROI.] 

• All The Right #Factors - a booming economy, low unemployment, scholarly environment, creative culture, educated workforce, tax advantages and more.  [How does your community fare?  What can YOU do about it?]" Lnkd.in/evW7tjj

Globe Street.   "HOW PROPERTY MANAGERS can WORK WELL with OWNERS (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/eirb6fG):

• Property #owners have different needs and end goals, and want to partner with property #managers to create a co-strategy.

• PMs should ultimately drive #value at the property.

• PMs should use #LowCost ways to serve tenants.

• #TenantService also overlaps with #CustomerService at the day-to-day property level, and a friendly staff can also drive tenant #retention."  Lnkd.in/efen8wi

Commercial Real Estate, Technology, Blockchain & AI

PWC - fine, robust report, "EMERGING #TRENDS IN #REALESTATE® 2020 (#CRE #Analysis #FinanceOptions #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/ejTzACY):

• Shifting Focus to the Decade Ahead   

• Easing On Down the Road    

• The Siren Call of #TINA (There Is No Alternative)  

• A New Menu for #Markets    

• Housing: The Great #Unraveling     

• A #Community State of Mind    

• #Hipsturbia (see Forbes article)        

• #Boomers and Beyond: Let’s Think This Through  

• #ESG: A Sustainable Trend (Environmental, Social and corporate Governance)    

• March of #Technology: The What and When of #Disruption

• Infrastructure: #Washington #Fumbles; States and Cities Pick Up the Ball"  Lnkd.in/eWA3u_9

Apoorva Verma for Biz4Intellia's "#IoT DEVELOPING GROUND-BREAKING and COMPREHENSIVE #SMARTCITY SOLUTIONS (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/eCjJCWr):  

• Infrastructures:  Roads; Lights; Parking Management; Traffic Signals; Quick transactions.

• Buildings:  Energy monitoring systems; Water Level Monitoring Systems; Safety and Security Systems.

• Automobiles:  Connected and Autonomous Vehicles; Vehicle Tracking and Fleet Management.

• Efficient Energy Distribution and Production:  Equipment Management; Theft Detection and Dynamic Billing; Renewable Energy Management; Supply Rerouting and Restoring.

• Farms:  Crop Management; Livestock management.

• Waste Management"  Lnkd.in/dfJa7Yf

Aaron Lohmann (15 years - real estate) - very good overview.  "THINGS to KNOW about #BLOCKCHAIN and #CRE - with the potential to digitize and accelerate the CRE investment process, blockchain is poised to #transform CRE #finance (#FinanceOptions #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/gwH3ssz):

• A blockchain can serve as a #DigitalLedger.

• A blockchain reduces the cost of #trust while accelerating the #transaction process.

• A blockchain can support #SmartContract capabilities for #automating transactions.

• Blockchain-enabled security #tokens can make CRE as #liquid as stocks and bonds.

• The power of the blockchain in CRE is not hypothetical (already #proven and #available)."  Lnkd.in/et7CeN6

Duke Long.  "#CRE and #TECH BEYOND the HEADLINES - THIS is HOW to GET PAID!
Headline:  #WeWork Agrees To #SoftBank Takeover —BisNow (Mismanaging former CEO Neumann gets $1.7B ... FOR WHAT!?)

For better or worse this is what the world sees as normal for #CRE and #TECH. Let’s look at a real scenario for #CRE and #TECH, with BIG $$$$ at the end (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #Consulting (#CaaS); edited - Lnkd.in/eHx6v5g): 

• Seasoned founder

• Develops software application

• Yr 3 - Too far ahead of its time - pivots

• Version 2 - meh! - pivots

• Version 3 - an advancement of what they were doing - world was not going for it - pivots

• Yrs 5-6 - new product that was completely different - new customer - traction, purpose, money. 

• Somehow they actually grow a bit, adding people.

• Yrs 7-8 - hit their stride. 

• Ending - BOUGHT and they got a big number - founders, investors and shareholders gain real value.

• THIS is the way it is SUPPOSED to happen

It happens in #CRE and #TECH more than you would think. 5-10 years of grinding away with no end in sight. And it’s a team game, always a team game! But, that’s boring and not headline-worthy."  Lnkd.in/ec9xPTa

Eric Hill (13 years - business) re Joseph Imbriano (13 years - business, finance) and Alex Curry (13 years - business, media)'s "The HUMANITY of DENVER STARTUP WEEK - good overview piece and Joseph's #REALITY statement in his profile (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM. #Consulting (#CaaS); edited - Lnkd.in/e53zQzR):  

• Most owners over-focus on #growth and not enough on building an #organization that can handle that growth ...  

• Overwhelmed, constantly fighting fires and barely keeping their head above water. 

• They feel like they are one bad move away from total #catastrophe. 

• Many companies #fail."

• "I think that's where the Denver scene has the opportunity to shine. Help is out there. People want to help those young entrepreneurs see the blind spots." —Eric Hill

• Would like to see more focus on building a #Team, realistic #Financial #Projections and smart #Financing #Relationships in this piece, #DSW and other #entrepreneurial #events to increase #Startup #SuccessRate.  Comment

• Use our FREE Overview Analysis to determine your success rate.

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