Sunday, November 17, 2019

Golden InfoNuggets - SEP - Business, CRE, Tech, Blockchain and AI

BUSINESS, COMMERCIAL REAL ESTATE, FINANCE and TECH GOLDEN INFONUGGETS

We use a powerful method of sharing - post #GoldenInfoNuggets on Social Media multiple times daily or in regular emails (every 5-15 days).  We’ve been sharing the essence of articles and a few powerful comments regularly.* 

Commercial Real Estate, Technology, Blockchain & AI

Soren Kaplan of Inc Magazine. "#CRE #Construction #Disruption - every product, service, process, and business model will be disrupted - it's just a matter of time (#FinanceOptions #CRE #Technology #Analysis #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup; edited - Lnkd.in/eDbM-e7):
  • #Offsite Construction
  • Construction Site #Robotics
  • Real Time, #AI-Driven #BIM (Building Information Modeling)
  • Smart #Sensors for Smart #Buildings
  • Actionable Insights through #DataAnalytics
  • Space as a Service (#SPaaS).
  • Some of Plug and Play's most innovative #portfolio #companies [listed]." Lnkd.in/ekXNUkA

Laurence D (15 years - Business Development) for your #GoldenInfoNuggets on Deloitte's "BLOCKCHAIN in #CRE - The FUTURE is HERE (#CRE #Blockchain #Technology #Analysis #FinanceOptions #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/eW83asD): 
  • Until recently, blockchain was known more as the technology powering Bitcoin. However, #industry players now realize that blockchain-based smart contracts can play a much larger role in #CRE, potentially transforming core CRE operations such as property #transactions (purchase, sale, financing, leasing, and management).
  • Over time, blockchain adoption can have a broader impact, as it can be linked to public #utility services such as smart parking, waste, water, and energy billing, and also enable #data-driven city management.
  • This report will dive deeper into the value proposition of #blockchain technology and its applicability to #property leasing and #management, and purchase and sale transaction processes."  Lnkd.in/e7JRZ2D
Gardiner & Theobald.  "#SMARTBUILDING POTENTIAL BURIED in #DATA (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/eTbyY6z):
  • Massive #IoT #data is sent to #supercomputers creating meaningful insights about how the building is being used.
  • Gadgets and control #sensors will produce a small part of the data that has the potential to facilitate every aspect of our lives, constantly learning to increase efficiencies.
  • The key is how well we can process data on environment, people activities, absenteeism, sales, [security, internet flow] etc.
  • A pioneering technology bein introduced will allow all the technology will be able to talk to each other in the cloud to coordinate, [verify data, integrate# databases, see problems from another point of view, and apply #MachineLearning and #AI]."  Lnkd.in/etFCp-C
AI Oodles.  "COMPUTER VISION'S TRANSFORMATIVE POWER (#CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #FinanceOptions; edited - Lnkd.in/etvWBdm):  
  • AI technology's #ComputerVision (#CV) can recognize patterns from images, videos, and real-life experiences.
  • The goal is to extract and analyze the content from digital media files. 
  • CV can analyze customer behavior in real-time through emotion recognition via micro-expressions, pupil dilation, and eye movements.
  • #Banks can capitalize on the information by offering #personalized products and convenient accounts-related processes. 
  • CV can track the intent of individuals near cash points and detect #threats in real-time. 
  • See more on application areas:  #Healthcare #Automotive #Agriculture #Retail Stores #Banking.  Lnkd.in/et4MaB5

Global Banking & Finance Review.  "FINANCIAL CONSEQUENCES of a DATA BREACH.  A data breach, especially widely publicised, affects a business financially in overlooked ways (#Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM #FinanceOptions; edited - Lnkd.in/gjYwqCw):
  • Litigation from Affected Customers
  • Damage to the Company Database
  • Damaged Reputation 
  • The International Data Cooperation estimates that by 2020, 25% of the world’s population will have been affected by a data breach."  Comment Lnkd.in/e6aUTAd

Louis Columbus (20 years - IT, marketing) noted "AI & MACHINE LEARNING ARE REDEFINING ENDPOINT SECURITY (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM.  #GoldenInfoNuggets; edited - Lnkd.in/enBKKUg):  
  • Using machine learning to derive risk scores based on previous behavioral patterns, geolocation, time of login, and many other variables is proving to be effective at securing and controlling access to endpoints.
  • Mobile devices represent a unique challenge to achieving endpoint security control, one that machine learning combined with Zero Trust is proving to be integral at solving.
  • Capitalizing on the core strengths of machine learning to improve IT asset management is making direct contributions to greater security.
  • Machine learning has progressed to become the primary detection method for identifying and stopping malware attacks.
  • Supervised machine learning algorithms are being used for determining when given applications are unsafe to use, assigning them to containers, so they're isolated from production systems.  Lnkd.in/eGuVZyF
  • Integrating AI, machine learning, and SIEM (Security Information and Event Management) in a single unified platform are enabling organizations to predict, detect, and respond to anomalous behaviors and events.
  • Machine learning is automating the more manually-based, routine incident analysis, and escalation tasks that are overwhelming security analysts today.
  • Performing real-time scans of all processes with an unknown or suspicious reputation is another way how machine learning is improving endpoint security.
  • Machine learning is accelerating the consolidation of endpoint security technologies, a market dynamic that is motivating organizations to trim back from the ten clients they have on average per endpoint today.
  • Keeping every endpoint in compliance with regulatory and internal standards is another area machine learning is contributing to improving endpoint security."  Lnkd.in/eadZyKW 

Medium published Leaxcoin's article, "HOW MODERN TECHNOLOGY and NEW WAYS OF LIVING IS TRANSFORMING REAL ESTATE (#FinanceOptions #CRE #Technology #Analysis #Business #Data #PropTech #Research #Expansion #Investment #Startup #STEM; #AI #Blockchain #DataScience #MachineLearning; edited - Bit.ly/2JuMukT):  
  • Property sector dynamics globally is being shaped by the latest trends in technology including #Blockchain and AI;
  • Real estate services of the future must evolve to integrated management of spaces for users;
  • Co-working and co-living spaces are in most parts of the globe; 
  • Developers are looking at alternative owning and sharing models to create value for investors;
  • Data insights, machine learning, AI, etc offer predictive insights and transformation to 'smart environments.';
  • Community living has evolved into integrated neighborhoods that provide all amenities;
  • Developers are building homes that are affordable to a larger population, and co-living spaces that help them to share the burden of home ownership;
  • Advanced technologies such as 3D printing [and #BIM systems] are reducing costs and duration of construction.
  • Convenient long-term financing plans as well as easy installment options, enabling more young people to invest in their dream homes."  Lnkd.in/eTQphPA


Commercial Real Estate, Finance and Business

National Real Estate Investor:

"STUDENT HOUSING DEVELOPERS SHIFTING to TIER TWO SCHOOLS [- creative, logical thinking, solve problems and create opportunities] (#CRE #Development #Analysis #FinanceOptions #Business #Data #PropTech #Research #Expansion #Investment #Startup; edited - Lnkd.in/drp9cMF):
  • Once again, #StudentHousing #Developers will open more beds near Tier Two, mostly large, state-funded schools than near Tier One #universities, academic year #2020 - 53% vs 47%.
  • Pierce Education Properties reports, 'The location of purpose-built student housing projects has progressively moved closer to campus over the last two decades' - averaging 0.28 miles in 2015, 37% that of early 2000's.
  • Therefore, says RealPage, 'It is getting more challenging to find the best available land.'
  • [So ... jump on the properties now, and to be most profitable and attractive, MAXIMIZE the #technology, before, during and in the building - we'll help you with #Finance and #leveraging the #tech.]  
"BANKS NOT COVERING RISING MULTIFAMILY CONSTRUCTION COSTS (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/ehD-dyS): 
  • Use FULL #ConstructionTechnology - #AV, #BIM, #BSM, #Modular, etc - to reduce costs.]
  • “2 years ago, bank lenders often made construction loans at 65% #LTC, now only 60%
  • 'There is still #debt and #equity capital available to develop apartment projects even though the rising cost of construction might make your deal—and your profit margins—a bit thinner,' says CBRE.
  • The number of lenders offering to finance #apartment construction is about the same as it was a few years ago, despite economic worries and tough new banking regulations that came into effect a few years ago."  Lnkd.in/dRSWp4n

NAI Northern California noted BisNow's "MODULAR POISED FOR GREATNESS.  As part of a growing #ConstructionTechnology to reduce costs, duration and overhead, includes #AV, #BIM, #BSM, etc, AND encourages more-favorable #lending (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited -  Lnkd.in/d29fyCk):
  • "Example of #modular construction for LA-based hospitality company that specializes in operating, managing and developing #AdaptiveReuse #hotel projects.
  • Modular #factory is located located in #China.
  • 'Definitely the wave of the future for construction, especially in very dense urban areas.'

Becker & Poliakoff noted "US #INDUSTRIAL SECTOR STILL SOLID (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM.  #GoldenInfoNuggets; edited - Lnkd.in/dW6tg3K):
  • [Should be since manufacturing and jobs are coming back to the US, and eCommerce warehouse space is in demand.]
  • "The report speculated that occupiers will increase the number of their warehouse locations [reducing long-haul transportation costs, further decreased by automated delivery services].
  • Constraints on industrial #development come from a scarcity of available sites [secure land early].
  • Average #sales prices rose 3.3 % YoY
  • One new trend is for warehouse occupiers to offer more amenities to #workers."
  • Flexible habitation must move with the trends - from local #Manufacturing and #Warehousing to #CoWorking and #VerticalFarming (produce and cannabis).
  • As #retail contracts, their floor space will contract, customer service could increase, and warehouse space enlarged for on-site deliveries."  Lnkd.in/dHxrB9X

Centennial Advisers.  "INFLUX of #CALIFORNIA #HOTEL DEVELOPMENTS MIDWAY THROUGH the YEAR (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/gWJZZCw):
  • The cost of existing #hotels are close to #construction #cost or even above in some markets, which makes it more appealing to #build rather than #purchase."
Our thoughts:
  • A lesson there, as well as opportunities for #PropMgt.
  • Designing to easily convert rooms to offices with a comfortable hide-a-bed, and common areas to #CoWorking spaces, in case of a downturn in business travel, would take advantage of the 'Co-' trend as well as a double duty expense for #entrepreneurial #Millennials and #GenZs who tend to stay at home (too long).  
Colliers International.  "EMERGENCE of the AMENITY LEASE.  For some local retailers, skyrocketing construction costs have become cost prohibitive to starting, expanding or relocating their businesses. Enter the #AmenityLease (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/eeHNqwh):
  • Works best when a multifamily development or an office building with #prime commercial space is looking to create or endorse their #brand by securing a tenant that will augment their #vibe.
  • A property #owner makes capital investments into their building by funding between 75%-100% of improvements, including Furniture, Fixtures and Equipment (FF&E). The #tenant brings their expertise, concept and operating experience, and pays either below market rent or a percentage of sales
  • Mostly #local #brands that are popular or have a strong reputation."

Bisnow conference report.  #LEASING LOWER #OFFICE #DEVELOPMENT FLOORS.  Higher floors with views/status fill faster.  To fill lower floors, especially with abundant competition (#CRE #Analysis #FinanceOptions #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/e6pCQBQ):
  • [Create abundant tenant #perks - superior #tech, access to #roof-top amenities, #ChildCare, attractive in-building businesses a few stairs away (see #AmenityLeasing), better #pricing, aggressive lease #options, free/cheap admission to #PrivateClub - listen, respond and #design/build.] 
  • "Lease from bottom up.
  • Make lower floors more attractive, such as higher #ceilings, landscaped #courtyards, views of ground-level #art and other public/#green spaces. 
  • 'Create ground-floor tenant #presence & identity, that would lease floors 2-3.'
  • 'Some want their employees to be able to take #stairs from the street level into their space.' 
  • 'Providing a #cool #environment where the employee wants to come to work and also wants to stay after work has been huge.'"  Lnkd.in/ec9tC_E

Denver Business Journal.  "FIRST LOOK AT THE NEW 10-ACRE BROADWAY STATION MIXED-USE DEVELOPMENT (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/eJ-pgYV; more slides - Lnkd.in/emPiiDJ).  Long-time coming, but could make a HUGE #impact on Denver, since: 
  • Broadway Station is the true hub of the mass transit system in the region, easily connecting to downtown and south destinations, and with only one transfer to all other trains north, west and east (such as to the airport), as well as many major bus lines. 
  • A thriving urban environment REQUIRES a robust transit system, though OTHER modern systems use ride sharing to feed the main lines (Denver's RTD needs to get with this trend)."
  • That corner has not been developed for nearly three decades - and it looked like an abandoned factory from old Russia - so it is good to see this coming to fruition. Article Lnkd.in/eP7W5y5
  • Though subscription required to read report after a few reads on the DBJ site, the slide show IS accessible to everyone, and as above.  Comment Lnkd.in/eKwqsr8

Forbes and subject, Ryan Moran (10 years - business, economics).  "3 QUESTIONS EVERY ENTREPRENEUR MUST ASK.  If you want to start and build a six- or seven-figure business effectively, you must go through stages.  Moran* has helped 300+ entrepreneurs launch and grow 7-figure businesses by encouraging them to answer 3 simple questions to guide the important steps [such as #StartupSteps] (#Technology #Analysis #FinanceOptions #Business #Data #FinTech #CRE #Research #Expansion #Investment #STEM; edited - Lnkd.in/dbGPARN):
  • The PERSON BEHIND the PURCHASE?  Consider your target market and identify those WITHIN that market that 'are insanely passionate about [that market].' Figure out their interests, likes and dislikes.  
  • VALIDATED your IDEA through SALES?  The idea is validated ONLY after a customer hands over their payment details and buys the product or service.  Thanks to crowdfunding services like #Kickstarter and #Indiegogo, entrepreneurs can validate a product idea without spending much time or money creating it." Lnkd.in/da4ZVaf 
  • 3-5 PRODUCTS the PERSON ALREADY BUYS?  Know BEFORE creating or investing in a [complementary] product, and start with the first product purchased rather than the fourth or fifth.  'Look at the total landscape of what that person buys and then look for the first product that that person on that journey buys, such as a yoga mat, THEN yoga clothes and so on.'   Being effective or productive is often about asking the right questions, though involves more work up front, which 'beats starting a business and hoping for the best.'"  Lnkd.in/eQ5myWB
      ________________
      * "Zero to $1M in 12 Months," #YouTube, and new book on the subject out soon.

John Hardin (36 years - real estate, finance).  "#PURCHASING #BUSINESS #BUILDINGS - handy #tips and #checklist [we'll flesh it out for your situation] (#FinanceOptions #CRE #Technology #Analysis #AEC #Business #Data #FinTech #PropTech #Research #Expansion #Investment #Startup #STEM; edited - Lnkd.in/enEr4Cg): 
  • Initial meetings with your business financial advisor and lender 
  • Determine requirements
  • Locate the right building
  • Create a simple loan package: FINANCIAL INFORMATION, building pictures, location map, building fact sheet/summary, basic terms of your contract, summary of your sources and uses of funds, financial proforma, etc
  • Engage lenders
  • Summarize loan quotes
  • Finalize loan decision

Much more from earlier and originals at our LinkedIn Posts

Please email the links to your related articles to Articles@ProsperSystems.biz - especially the following headline, the subject of our deepening research.  We'll share them as #GoldenInfoNuggets for our followers, and notify you when we do, so you can re-share and re-mind your followers of your content. 

USA 302KentonJ (GoogleVoice 302-536-8665 to mobile and Hangouts)


NOTE:  We do ANALYSIS of Real Estate LEASEES, FINANCING, PROPERTIES, BUSINESSES and STARTUPS, and 
Prepare then Refer the FUNDING OPTIONS
_______
*GOLDEN INFONUGGETS are: 
Of those who we've shared, the savvy ones Comment or Share these #GoldenInfoNuggets as additional exposure, as well as serve the community and remind their followers of their wisdom.

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